<?xml version='1.0' encoding='US-ASCII'?>
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	<channel>
		<title>Site Map | TIME MORTGAGE Palm Harbor, Florida</title>
		<link>http://thereversemortgagepro.com/rss.xml</link>
		<description>Carl White from TIME MORTGAGE</description>
		<language>en-us</language>
		<copyright>Copyright (c) 2009 TIME MORTGAGE All Rights Reserved.</copyright>
		<lastBuildDate>Tue,  6 Jan 2009 00:14:03 -0500</lastBuildDate>
		<ttl>5</ttl>
		<item>
			<title><![CDATA[ How To Get Free Life Insurance ]]></title>
			<link>http://thereversemortgagepro.com/free-life-insurance.htm</link>
			<guid>http://thereversemortgagepro.com/free-life-insurance.htm</guid>
			<pubDate>Tue, 21 Nov 2006 09:37:39 -0500</pubDate>
			<description><![CDATA[ HOW TO GET FREE LIFE INSURANCE...REALLY!! Here is a great insider secret. There is a company called CASH BACK TERM that has put a clever spin on getting life insurance. It&amp;nbsp;is just&amp;nbsp;like regular life insurance where you pay a monthly ... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ Radio Show ]]></title>
			<link>http://thereversemortgagepro.com/radioshow.htm</link>
			<guid>http://thereversemortgagepro.com/radioshow.htm</guid>
			<pubDate>Tue, 10 Jun 2008 13:34:44 -0400</pubDate>
			<description><![CDATA[ Listen To &quot;TIME for Real Estate&quot; with Mortgage ExpertsCarl White &amp;amp;&amp;nbsp;Lori Frankel 

Every Saturday Morning 10:00 - 11:00 am


TanTalk Radio AM 1340 &amp;amp; AM 1400 Or Listen Live at www.TanTalk1340.com





Title... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ What Others Say ]]></title>
			<link>http://thereversemortgagepro.com/client-comments.htm</link>
			<guid>http://thereversemortgagepro.com/client-comments.htm</guid>
			<pubDate>Mon, 20 Nov 2006 16:02:02 -0500</pubDate>
			<description><![CDATA[ What Others Say About Us
		Hi Carl and Lori, 
We&amp;nbsp;just wanted to thank you for your patience, kindness, and understanding and for soothing our anxieties&amp;nbsp;during the purchase of&amp;nbsp;our 1st investment property. Also, we appreciat... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ The Top Mortgage Questions You Must Ask Before Applying For A Mortgage ]]></title>
			<link>http://thereversemortgagepro.com/mortgage-faq.htm</link>
			<guid>http://thereversemortgagepro.com/mortgage-faq.htm</guid>
			<pubDate>Tue, 21 Nov 2006 09:29:17 -0500</pubDate>
			<description><![CDATA[ The Top Mortgage Questions You Must Ask Before Applying For A Mortgage
Dear ,
The following report answers the top mortgage questions you must ask before you apply for a mortgage.
You may want to print this report for future reference.
PART I. GE... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ Money & Time Saving Tips For A Successful Move ]]></title>
			<link>http://thereversemortgagepro.com/moving-tips.htm</link>
			<guid>http://thereversemortgagepro.com/moving-tips.htm</guid>
			<pubDate>Tue, 21 Nov 2006 09:35:10 -0500</pubDate>
			<description><![CDATA[ Money &amp;amp; Time Saving Tips For A Successful Move
Dear ,
This brochure has been developed by the U.S. Department of Transportation (USDOT), Federal Motor Carrier Safety Administration (FMCSA) to assist you in a successful move across state lin... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ 8 Things You Should NOT Do When Applying For A Home Loan ]]></title>
			<link>http://thereversemortgagepro.com/seven-things.htm</link>
			<guid>http://thereversemortgagepro.com/seven-things.htm</guid>
			<pubDate>Tue, 21 Nov 2006 09:32:34 -0500</pubDate>
			<description><![CDATA[ 8&amp;nbsp;Things You Should NOT Do When Applying For A Home Loan
Dear ,
This is a list of things to steer clear of when you are seeking to obtain financing for a home. The following items may prove to be a detriment when you wish to move forward w... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ 12 Secrets To Lowering Your Homeowners Insurance ]]></title>
			<link>http://thereversemortgagepro.com/lower-insurance.htm</link>
			<guid>http://thereversemortgagepro.com/lower-insurance.htm</guid>
			<pubDate>Thu, 10 Apr 2008 14:37:29 -0400</pubDate>
			<description><![CDATA[ 12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn't Want You To Know
Dear ,
The following are 12 valuable&amp;nbsp;secrets to help you lower your homeowners insurance cost.
1. Shop AroundIt'll take some time, but could save yo... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ How To Finally Stop Renting And Own A Home Of Your Own ]]></title>
			<link>http://thereversemortgagepro.com/stop-renting.htm</link>
			<guid>http://thereversemortgagepro.com/stop-renting.htm</guid>
			<pubDate>Tue, 21 Nov 2006 09:10:29 -0500</pubDate>
			<description><![CDATA[ How To Finally Stop Renting And Own A Home Of Your Own
Dear ,
This free report will show you the tax benefits of owning your own home as well as:

How to get pre-approved and find the right program to suit your needs.
The end of this report will... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ Checklist Of Items Lenders Need To Approve Your Loan Application ]]></title>
			<link>http://thereversemortgagepro.com/mortgage-checklist.htm</link>
			<guid>http://thereversemortgagepro.com/mortgage-checklist.htm</guid>
			<pubDate>Tue, 21 Nov 2006 09:01:46 -0500</pubDate>
			<description><![CDATA[ Checklist Of Items Lenders Need To Approve Your Loan Application
Dear ,
The following list of items has been compiled for your convenience.&amp;nbsp;You will need to bring this information to&amp;nbsp;your mortgage application in order to expedite ... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ Tested and Proven Strategies For Building A Better Credit Record Faster and Easier ]]></title>
			<link>http://thereversemortgagepro.com/better-credit-record.htm</link>
			<guid>http://thereversemortgagepro.com/better-credit-record.htm</guid>
			<pubDate>Mon, 19 May 2008 10:57:33 -0400</pubDate>
			<description><![CDATA[ Tested and Proven Strategies For Building A Better Credit Record Faster and Easier
Dear , 
Newspapers, radio, TV and the Internet are filled with advertisements that offer (for a fee) to erase accurate negative information in your credit file. Most o... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit ]]></title>
			<link>http://thereversemortgagepro.com/own-a-home.htm</link>
			<guid>http://thereversemortgagepro.com/own-a-home.htm</guid>
			<pubDate>Mon, 19 May 2008 10:58:06 -0400</pubDate>
			<description><![CDATA[ How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit
Dear ,
The enclosed special report will show you how you can own a home with VERY LITTLE MONEY DOWN and get LOW INTEREST RATES even if you have had a bankrupt... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ Special Report Exposes All Of The Terms And Fees That Are Charged To Buyers At Settlement ]]></title>
			<link>http://thereversemortgagepro.com/closing-cost.htm</link>
			<guid>http://thereversemortgagepro.com/closing-cost.htm</guid>
			<pubDate>Tue, 21 Nov 2006 09:30:55 -0500</pubDate>
			<description><![CDATA[ Special Report Exposes All Of The Terms And Fees That Are Charged To Buyers At Settlement
Dear ,
All lenders and brokers are required to provide you with a Good Faith Estimate detailing the services you may be required to get and pay for in connect... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ MUST Know Mortgage Terms ]]></title>
			<link>http://thereversemortgagepro.com/mortgage-terms.htm</link>
			<guid>http://thereversemortgagepro.com/mortgage-terms.htm</guid>
			<pubDate>Thu, 10 Apr 2008 14:44:20 -0400</pubDate>
			<description><![CDATA[ Important Terms You Must Know BEFORE Obtaining A Mortgage
Dear ,
The following is a comprehensive list of mortgage terms that may be used during&amp;nbsp;the loan process.&amp;nbsp;By familiarizing yourself with these terms, you will be able to&amp... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ How People Become Identity Theft Victims and How to Prevent It ]]></title>
			<link>http://thereversemortgagepro.com/identitytheft.htm</link>
			<guid>http://thereversemortgagepro.com/identitytheft.htm</guid>
			<pubDate>Tue, 20 May 2008 10:10:27 -0400</pubDate>
			<description><![CDATA[ How People Become Identity Theft Victims and How to Prevent It
Dear ,
The following report contains many questions about&amp;nbsp;identity theft&amp;nbsp;and the answers not only educate you on the basics of&amp;nbsp;identity theft&amp;nbsp;but als... ]]></description>
		</item> 	
		<item>
			<title><![CDATA[ Monthly Mortgage Payment Calculator ]]></title>
			<link>http://thereversemortgagepro.com/monthly-payment-calculator.htm</link>
			<guid>http://thereversemortgagepro.com/monthly-payment-calculator.htm</guid>
			<pubDate>Sat,  3 Jun 2006 05:55:07 -0400</pubDate>
			<description><![CDATA[ 	<form method="POST" id="CalcForm">
		<input type="hidden" name="calc_id" value="1" />
		<h2>How Much Will My Payments Be?</h2>
		<p>
			Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes.
		</p>
		<div class="table-caption inputinfo">Input Information</div>
		<table class="calc" cellspacing="0">
			<tr>
				<td class="chapter" colspan="2">Loan Information</td>
			</tr>
			<tr>
				<td class="first td50">Amount : </td>
				<td class="last">
					<input class="text" name="Amount" size="8" value="250,000.00"> (&#36;)
				</td>
			</tr>
			<tr>
				<td class="first td50">Interest Rate : </td>
				<td class="last">
					<input class="text" name="Interest" size="8" value="5.000"> (%)
				</td>
			</tr>
			<tr>
				<td class="first td50">Length : </td>
				<td class="last">
					<input class="text" name="Length" size="8" value="30"> (Yrs)
				</td>
			</tr>
			<tr>
				<td class="chapter" colspan="2">Property Information</td>
			</tr>
			<tr>
				<td class="first td50">Home Value : </td>
				<td class="last">
					<input class="text" name="HomeValue" size="8" value="300,000.00"> (&#36;)
				</td>
			</tr>
			<tr>
				<td class="chapter" colspan="2">Taxes And Insurance Information</td>
			</tr>
			<tr>
				<td class="first td50">Annual Taxes : </td>
				<td class="last">
					<input class="text" name="PropertyTaxes" size="8" value="3,000.00">
					<span class="radio">
						<input class="radio" type="radio" name="PropertyTaxesSel" id="PropertyTaxesSel0" checked value="0"> <label for="PropertyTaxesSel0">(&#36;)</label>
						<input class="radio" type="radio" name="PropertyTaxesSel" id="PropertyTaxesSel1"  value="1"> <label for="PropertyTaxesSel1"> (%) </label>
					</span>
				</td>
			</tr>
			<tr>
				<td class="first td50">Annual Insurance : </td>
				<td class="last">
					<input class="text" name="Insurance" size="8" value="1,500.00">
					<span class="radio">
						<input class="radio" type="radio" name="InsuranceSel" id="InsuranceSel0" checked value="0"> <label for="InsuranceSel0">(&#36;)</label>
						<input class="radio" type="radio" name="InsuranceSel" id="InsuranceSel1"  value="1"> <label for="InsuranceSel1"> (%) </label>
					</span>
				</td>
			</tr>
			<tr>
				<td class="first td50">Annual PMI : </td>
				<td class="last">
					<input class="text" name="PMI" size="8" value="0.500">
					<span class="radio">
						<input class="radio" type="radio" name="PMISel" id="PMISel0"  value="0"> <label for="PMISel0">(&#36;)</label>
						<input class="radio" type="radio" name="PMISel" id="PMISel1" checked value="1"> <label for="PMISel1"> (%) </label>
					</span>
				</td>
			</tr>
			
			<tr>
				<td colspan="2" class="chapter" align="center">
					<input type="hidden" id="PDFGen" name="PDFGen" value="0" />
					<a href="javascript:void(showPdf())"><img src='/SharedFiles/CalculatorFiles/pdf-logo.png' width="16" height="16" border="0" align="middle" title="Generate PDF form for that mortgage calculator" /></a>&nbsp;<a href="javascript:void(showPdf())">Let Me Print That Form in PDF!</a>
				</td>
			</tr>

			<tr>
				<td colspan="2" align="center" class="chapter">
					<span class="radio">
						<input class="radio" type="checkbox" name="ShowTableSel" id="ShowTableSel"  value="1"> <label for="ShowTableSel">Show Schedule Table</label><br/>
					</span>
				</td>
			</tr>

			<tr>
				<td class="button" colspan="2" align="center">
					<input type="submit" value="Calculate">
				</td>
			</tr>
		</table>

		<div id='analysisDiv' style='display:  none ;'>
			<div class="table-caption analysis">Financial Analysis (<a href='javascript:switchToPlainEnglish();'>Switch to Plain English</a>)</div>
			<table class="results" cellspacing="0">
				<tr>
					<td class="first">Monthly Principal & Interests : </td>
					<td class="last">&#36;1,342.05</td>
				</tr>
				<tr>
					<td class="first">Monthly Real Estate Taxes : </td>
					<td class="last">&#36;250.00</td>
				</tr>
				<tr>
					<td class="first">Monthly Insurance : </td>
					<td class="last">&#36;125.00</td>
				</tr>
								<tr>
					<td class="first">Loan To Value Ratio : </td>
					<td class="last">83.33%</td>
				</tr>
				<tr>
					<td class="first">Months With PMI : </td>
					<td class="last">31</td>
				</tr>
				<tr>
					<td class="first">Monthly PMI : </td>
					<td class="last">&#36;104.17</td>
				</tr>
								<tr class="total last">
					<td class="first">Total Monthly Payments : </td>
					<td class="last">&#36;1,821.22</td>
				</tr>
			</table>
		</div>
		<div id='plainEnglishDiv' style='display:  inline ;'>
			<div class="table-caption analysis">Plain English Analysis (<a href='javascript:switchToAnalysis();'>Switch to Financial Analysis</a>)</div>
			<table class="results" cellspacing="0">
				<tr class='last'>
					<td class="first last">
						